Insurance

The Air Force offers excellent benefits and competitive insurance rates. You’ll also receive comprehensive medical and dental care. In addition, you’ll get full pay and allowances for any sick days you may need to take, and we offer low-cost life insurance up to $400,000. Family members may receive medical care at military or civilian facilities through various options for little or no cost.

TRICARE

TRICARE is a regionally managed health care program for active duty and retired members of the uniformed services, their families, and survivors.
TRICARE brings together the health care resources of the uniformed services and supplements them with networks of civilian health care professionals, institutions, pharmacies and suppliers to provide access to high-quality health care services while maintaining the capability to support military operations.
To be eligible for TRICARE benefits, you must be registered in the Defense Enrollment Eligibility Reporting System (DEERS). All sponsors (active duty, retired, National Guard or Reserve) are automatically registered in DEERS. However, the sponsor must register eligible family members. TRICARE offers several health plan options to meet the needs of it’s beneficiary population. Additionally, TRICARE offers two dental plans and several additional special programs.

Servicemembers’ Group Life Insurance (SGLI)

SGLI is a program of low cost group life insurance for all active duty servicemembers. Coverage is available in $50,000 increments up to the maximum of $400,000. SGLI premiums are currently $.065 per $1,000 of insurance, regardless of the member’s age.

Family Servicemembers’ Group Life Insurance (FSGLI)

Family Servicemembers’ Group Life Insurance (FSGLI) is a program extended to the spouses and dependent children of members insured under the SGLI program. FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses. Spousal coverage is issued in increments of $10,000. Monthly premiums for spouses are based on age. For the $100,000 maximum coverage, current monthly premiums range from $5.50 for spouses under age 35 to $52 per month for spouses aged 60 and over. In addition, each dependent child of a service member is automatically insured for $10,000 of free Family SGLI coverage.


Federal Long Term Care Insurance Program

The Federal Long Term Care Insurance Program was designed specifically for members of the Federal Family. It is sponsored by the Federal Government and backed by two of the country’s top insurance companies. The Federal Program is designed to help protect enrollees against the high costs of long term care. Personal access to registered nurse care coordinators, and home care provisions are just a few of the reasons why the Federal Program may be the smart choice for you. The Federal Long Term Care Insurance Program has been available to all active federal employees and military members since 2002. The program also is open to spouses, parents, parents-in-law and adult children of employees. (Federal employees who are expected to work less than six months are not eligible.)